Save vs. banks $450
Canada India
Save vs. banks $440
USA Philippines
Save vs. banks 375
Germany HK
Save vs. banks $365
UK Australia
Save vs. banks $450

Easy, Fast and
Cost Effective Way to Send and Receive Business Payments Internationally without borders.

I want to pay and receive
money in
Save up on payments and account management. Get started for free!
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Save your Budget on each banking service


  • Send international payments to 180 countries in 38 currencies.
  • Send domestic payments in the local currency to 39 counties.
  • Reduce SWIFT payment cost through SWIFT gpi.
  • Choose either Regular or Priority Payment methods.
  • Control who pays the fee ( OUR, BEN, SHA ).
  • Next gen. automatization and scheduling.


  • Access to real-time wholesale exchange rates in 38 currencies.
  • Full conversion management: trade split, cancellation, and date change.
  • Reduce currency exchange risks by locking in future rates for up to 365 days.
  • No hidden conversion fees.


  • Receive local payments in 39 countries.
  • Avoid conversion commissions for receiving and collecting money in the same currency.
  • Collect currency abroad.
  • No hidden conversion fees.


  • Open a business account for free in any listed currency.
  • No monthly maintenance fee.
  • No minimum balance.
  • One account - multiple currencies.
  • 100% online.
  • No hidden fees.

Be global. Pay local

I want to pay and receive
money in
United States
Hong Kong
EEA (European Economic Area) countries
Republic of Korea
United Kingdom
US Dollar (USD)
HongKong Dollar (HKD)
Japanese Yen (JPY)
Norwegian Krone (NOK)
Euro (EUR)
Singapore Dollar (SGD)
Danish Krone (DKK)
Czech Koruna (CZK)
Canadian Dollar (CAD)
India (INR)*
Mexican Peso (MXN)
United Arab Emirates (AED)
UK Sterling (GBP)
Australian Dollar (AUD)
Hungarian Forint (HUF)
Malaysia (MYR)*
United States
Hong Kong
Czech Republic
United Kingdom
All countries

Is it secured? It’s 6x secured!

Physical security
We use Amazon Web Services (AWS) for its high level of global compliance certification and data centre security best practices.
  • ISO 27018 Personal Data Protection
  • ISO 27001 Information Security Management Controls
  • FIPS United States Government Security Standards
  • PCI-DSS Level 1 Payment Card Standards
  • SSAE16/SOC 1, SOC2 and SOC 3

If you’d like to see a full list of AWS compliance programs, please click here: soc-fedramp-faqs/

For more information about AWS data centre controls, please click here:

Network security

Our systems are hardened to protect against Distributed Denial of Service (DDoS) attacks and man-in-the-middle attacks. Our reputable registrars are able to defend against domain hijacking and “phishing” exploits.

Through rigorous and constant penetration testing, we’re able to detect vulnerabilities such as code injection and cross-site scripting.


All network traffic uses bank-grade encryption, so your confidential information protected. We use industry best practices for encryption key storage and security.

Information security

We have an ISO/IEC 27001:2013 certification, which is a highly regarded international standard for Information Security Management Controls (ISMC). As well, our ISMC is independently audited.

We are fully compliant with the UK Data Protection Act (DPA) and the European Union General Data Protection Regulation (GDPR) for the management of personal data.

Strong access control

We use a hierarchical security model combined with two-step authentication. For sensitive systems, we go a step further by incorporating multi-factor authentication. As well, we constantly monitor for suspicious behavior with 24/7 logging and auditing


Our provider (Currencycloud) is authorized by the Financial Conduct Authority for issuing of electronic money and the provision of payment services with FCA registration number 900199. Currencycloud is registered with FinCEN and is authorized in 22 states to transmit money.


Businesses love us!

James Moore
CEO of Export-Import Inc
ExpressPayments has some of the lowest fees available for international currency transfer. That doesn’t mean poor quality or service. They’ve been top notch so far.
22 Aug 2022
Felix Franks
Leiter Finanzen Dominant GmbH
Transferring currency between the UK and US is extremely easy with ExpressPayments. We transfer currency daily so are very familiar with the issues that can arise in that process. Express Payments has sped up the entire process for us and we’ve yet to run into any problems.
15 Jul 2022
Kelly Gavin
CFO of Global Logistics Trade Corp
ExpressPayments follows industry security standards and regulations, which was a high consideration for our financial institution. For a faster, lower cost method to transfer currency internationally, Express Payments doesn’t fall short.
11 May 2022
Yulong Wang
Director of Honestas Co. LTD
ExpressPayments has some of the lowest fees available for international currency transfer. That doesn’t mean poor quality or service. They’ve been top notch so far.
04 Apr 2022
All testimonials, reviews, opinions or case studies presented on our website may not be indicative of all customers. Results may vary and customers agree to proceed at their own risk.
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About ExpressPayments
In a world where moving money seems to purposely be made difficult, Express Payments has created a transfer process that drops international barriers, eliminates high fees, and most of all, a speed of delivery unmatched in the industry. When money needs to get somewhere, we believe it should be transported with bank-grade encryption, minimal hassle, and worryfree.
That is what ExpressPayments does.
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For clients based in the European Economic Area, payment services for ExpressPayments are provided by CurrencyCloud B.V.. Registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of an electronic-money institution (Relation Number: R142701).

For clients based in the United States, payment services for ExpressPayments are provided by The Currency Cloud Inc. which operates in partnership with Community Federal Savings Bank (CFSB) to facilitate payments in all 50 states in the US. CFSB is registered with the Federal Deposit Insurance Corporation (FDIC Certificate# 57129). The Currency Cloud Inc is registered with FinCEN and authorised in 39 states to transmit money (MSB Registration Number: 31000206794359). Registered Office: 104 5th Avenue, 20th Floor, New York, NY 10011.

For clients based in the United Kingdom and rest of the world, payment services (Non Cash delivery related products) for ExpressPayments are provided by The Currency Cloud Limited. Registered in England and Wales No. 06323311. Registered Office: Stewardship Building 1st Floor, 12 Steward Street London E1 6FQ. The Currency Cloud Limited is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 for the issuing of electronic money (FRN: 900199).